Stamp Duty Calculator

Estimate only, for guidance — your solicitor confirms the exact figure as part of conveyancing.

Your estimate

£0

Stamp duty to pay

Effective rate	0%

Current rates

Stamp duty bands

Band	Standard	First-time buyer	Additional property
Up to £125,000	0%	0%	5%
£125,001 – £250,000	2%	0%	7%
£250,001 – £300,000	5%	0%	10%
£300,001 – £500,000	5%	5%	10%
£500,001 – £925,000	5%	5%*	10%
£925,001 – £1,500,000	10%	10%*	15%
Over £1,500,000	12%	12%*	17%

* First-time buyer relief is withdrawn entirely above £500,000 — standard rates apply to the full price. Additional-property figures include the 5% surcharge.

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Stamp duty FAQs

Frequently asked

Not on the first £300,000 of a property up to £500,000 in total — you pay 5% on the portion between £300,001 and £500,000. Above £500,000 the relief is withdrawn entirely and standard rates apply to the full price. You must not have owned a residential property anywhere in the world before.

Yes — a 5% surcharge applies on top of the standard rates, on every band, for any residential property that will not be your only or main home.

Within 14 days of completion. In practice your solicitor calculates the exact figure and pays it on your behalf as part of conveyancing, then reclaims it from you.

Some lenders allow it, but not all, and you'll pay interest on it for the life of the mortgage. Paying it as a cash lump sum on completion is usually cheaper overall.