Mortgage Calculator
Estimate your monthly repayments and total interest paid on a residential mortgage.
Understanding Mortgage Types
Repayment Mortgage
With a repayment mortgage, your monthly payment covers both the loan amount and the interest. By the end of the term, you'll own your home outright. This is the most common and typically recommended mortgage type.
Interest Only Mortgage
Your monthly payments only cover the interest on the loan. The original loan amount remains unchanged, so you'll need a repayment plan to pay off the capital at the end of the mortgage term. Monthly payments are lower but you'll still owe the full amount borrowed.
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