First Time Buyers

First Time
Buyers Guide

Buying your first home in South Oxfordshire? Green & Co support first-time buyers through every step — from understanding mortgages and deposits to collecting your keys. Call our friendly team on 01235 763562.

Getting started

Your first home in South Oxfordshire

South Oxfordshire — and Wantage in particular — is an excellent area for first-time buyers. Prices, while not cheap, are considerably more accessible than Oxford or London, and the OX12 postcode offers excellent schools, amenities and long-term value growth.

The key first step is knowing your budget. Speak to a mortgage advisor to get an Agreement in Principle before you start viewing — it will focus your search and show sellers you are a serious buyer. Flats and smaller terraced homes are often the best starting point in Wantage for first-time buyers.

Consider a Lifetime ISA (up to £4,000/year with 25% government bonus) if you haven't already opened one.

Your 5-step checklist
Save your deposit
Aim for 10–15% (5% minimum). A Lifetime ISA can help — up to £4,000/year with 25% bonus.
Get a mortgage in principle
Speak to a mortgage broker before you start viewing seriously. Knowing your budget focuses your search.
Register with Green & Co
Tell us what you're looking for and your budget. We'll match you to suitable properties, including off-market.
View and make an offer
View properties at your convenience. When you find the right one, make an offer through our sales team.
Instruct a solicitor and complete
Appoint a conveyancing solicitor, arrange a survey and work through the legal process to exchange and completion.
Ready to take the first step?
Our sales team are happy to guide first-time buyers through the process.
Call 01235 763562Search Properties